I took the liberty of filling out on line quotes for RV insurance on the web. I got quotes from six companies. The companies I solicited quotes from were all highly recommended from my scouring of the world web and and from reading the various RV related forums. I was interested in RV insurance for fulltimers – there is a huge difference in what it costs for this type of coverage as compared to what I call weekender coverage.
In order to be able to compare apples to apples I solicited quotes on the following items:
liability - 100/300/50
- PIP - 5000
uninsured motorist - 100/300 comprehensive - 500 deductible collision - 500 deductible physical damage settlement options - agreed value custom equipment - 1000 personal effects - 5000 roadside assistance fulltimer liability - 100/300 glass coverage – with deductible amount
The companies I received quotes from were:
The quotes were fairly similar and ranged from 1176-1497. Research on the forums regarding claims made no clear winner emerge.So how did I decide? I selected the one agent who took the most interest in my situation and was one of the lower priced options… you may get different results. I hope this helps some of you looking for fulltimer insurance. Now all I need is an RV…
…guess who is going to Austin tomorrow to buy an RV?